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I’m giving a huge shout out to Kiva.org, an organization that crowd funds microloans for businesses around the world, including the US.
Spoonable applied, crowd-sourced and had a Kiva 0% loan of $10,000 in our account all within 2 weeks. No gifts necessary to pledgers and these are loans that are repaid.
Here are a few reasons why I think Kiva is wonderful: 1) it’s based on my network not my net worth; 2) I raised $5000 in loans which was then matched (for NYC businesses) for a total of a $10,000 loan; 3) it’s a 0% loan repaid over 36 months (I promise you there are no hidden fees to apply or after you are successful in getting the loan); and
4) MOST IMPORTANTLY: once I repay your loan to me you have the option of putting it back to work for someone else in the Kiva system. Basically you can keep on helping businesses out around the world!
Let’s face it if you loan me $25 in 2015 and it’s repaid by 2018 you won’t be missing that $25. So put it back to work! Lend it to:
It’s so simple to be generous for years with just $25.
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